Auto and General Insurance Company Limited and A&G Insurance Services are committed to
the Motor Vehicle Insurance and Repair Industry Code of Conduct(the Code).
The code is intended to promote transparent, informed, effective and co-operative relationships
between smash repairers and insurance companies based on mutual respect and open communication.
Included in the code is a requirement for us to have formal complaint and dispute
resolution procedures.
Repair Disputes
For disputes arising prior to the commencement or completion of repairs, the following dispute
resolution process applies:
- Initial notification of any dispute should be raised with your local Insurance
Assessment Centre Manager or, for Repairers in those areas where no Insurance Assessment Centre
operates, the Assessing Manager responsible for your state.
- Full details of the dispute and the appropriate supporting evidence should be supplied so
that a thorough investigation can be carried out. A determination will be made within two (2)
business days.
- If the Repairer considers the outcome to be unsatisfactory, Auto & General acknowledges
the Repairer’s right to refuse any further involvement in the vehicle repairs. In these
instances Auto & General will transfer the vehicle to another Repairer.
- Should the Repairer be unsatisfied with the Assessing Manager’s decision, a request
can be made for the repair dispute to be escalated for further review via our Internal Dispute
Resolution process.(Our Internal Dispute Resolution team can be contacted by fax(07) 3377 8821).
- A final determination will be advised within 15 business days from initial date of
notification.
Repairer Contract Disputes
For disputes arising after completion of repairs, and over contractual arrangements, the following
dispute resolution process applies:
- Initial notification of any complaint should be raised with your local Insurance
Assessment Centre Manager or, for Repairers in those areas where no Insurance Assessment Centre
operates, the Assessing Manager responsible for your state.
- Full details of the complaint and the appropriate supporting evidence should be supplied
so that a thorough investigation can be carried out. We will provide written acknowledgement
of the dispute within five (5) business days.
- If the Assessing Manager is unable to resolve the dispute to your satisfaction within
the first 5 days of notification, the dispute will be escalated for review via our Internal Dispute
Resolution process.
- A final determination will be advised in writing within 15 business days from initial date
of notification to IDR, provided that all required information has been supplied.
- If the outcome is still considered to be unsatisfactory, you can access our external dispute
resolution(EDR) scheme by lodging notice of your dispute with the Code Administration Commitee(CAC), or its nominee.
- Should we be unable to resolve your complaint to your satisfaction within 45 days(including
both the complaint and internal dispute resolution process) we will inform you of the reasons for
the delay and that you may take the complaint or dispute to external dispute resolution scheme
even if we are still considering it. We will inform you that you have this right and supply details
of our external dispute resolution scheme before the end of the 45 days period.
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